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Mandan’s Neighborhood Revitalization Initiative Returns for 2025

Homeowners in Mandan have a great opportunity to reinvest in their properties through the return of the Neighborhood Revitalization Initiative for 2025. In partnership with Gate City Bank and Capital Credit Union, the City of Mandan is offering low-interest home equity loans to support home improvement projects that preserve and enhance the city's aging housing stock.
 
Whether you’re looking to update your kitchen, replace your roof, or make important safety upgrades like radon mitigation, this initiative can help turn your renovation plans into reality.
 

Program Highlights

Available Funding:

  • Gate City Bank: $2 million in loans, rates starting at 4.48%
  • Capital Credit Union: $750,000 in loans, rates starting at 4.49%
  • Loan amounts: $10,000 – $100,000
  • Repayment terms: 10 to 15 years
  • Application deadline: October 31, 2025

Homeowner Eligibility:

To qualify, homeowners must:
 
  • Reside within Mandan city limits
  • Own a 1- or 2-unit home that is at least 40 years old
  • Have a home assessed at $275,000 or less
  • Be current on property taxes and special assessments

Eligible Projects Include:

  • Foundation repair, roofing, siding, windows
  • Kitchen and bathroom remodels
  • Water and sewer line upgrades
  • Radon mitigation and more
City staff will assist with application reviews, and loan disbursements will be handled by Gate City Bank and Capital Credit Union.
 
Ready to get started? Learn more and apply online.

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